Taking out a mortgage is likely to be the biggest financial commitment of your life and, with so much contradictory or confusing advice online, this can be overwhelming. From 'top tips to get the most from your mortgage' on social media, financial jargon and an abundance of advice from people whose credentials are questionable, it is important to know how to access the best advice and to gain support throughout the process from someone you can trust.

Whether you are a first-time buyer, you are re-mortgaging or investing, seeking advice and guidance from a trustworthy mortgage adviser can get you expert guidance and help you to secure the outcome you are happy with. 

Grayson Lewis Financial Planning are an Oakham-based business offering a variety of financial services (Photo: Nub News)

Oakham based financial planners, Grayson Lewis, share the benefits of using a mortgage adviser, as well as explaining the different between seeking advice from a mortgage adviser, instead of through a bank: 

Mortgage Advisers are able to review a wider range of mortgage products

"While you can go directly to a bank, mortgage advisers can quickly access a much broader range of mortgage products. Some lenders work exclusively with advisers, meaning you could have access to products that are not available to the public.  

Mortgage Advisers give expert advice tailored to your needs

"At Grayson Lewis, we assess your financial situation, including income, expenses, credit history, and your future plans. This allows us to recommend the most suitable mortgage. Unlike a bank, which will only offer its own products, we provide advice tailored to your individual requirements. 

Working with a Mortgage Adviser can save you time and effort

"Searching for a mortgage deal can be time-consuming and complicated. We do the legwork for you, comparing rates, fees, terms, and eligibility criteria across multiple lenders.  

A Mortgage Adviser can help you with unique situations

"If you're self-employed, have a low credit score, unique property or unusual income sources, securing a mortgage can be more challenging. Our advisers can help people with non-standard situations and finding solutions. Their knowledge of lender criteria can make all the difference in getting your application approved. 

Mortgage Advisers help with the tricky application process

"A mortgage application involves significant paperwork and compliance with lender requirements. Our advisers ensure your application is completed correctly, reducing the risk of errors that could delay approval. They also liaise with lenders on your behalf, making the entire process smoother and less stressful. 

Working with a Mortgage Adviser could save you money

"Often, lower interest rates can come with high product fees. Whether this is the correct choice or not depends on your circumstances. We carry out this assessment as a part of our research for you. We can help you avoid costly mistakes, such as choosing a mortgage with unfavourable terms that could cost you more in the long run. 

Mortgage Advisers can help with more than just mortgages

"At Grayson Lewis we pride ourselves on working with our clients over the long term. We don't just secure your mortgage, we also provide ongoing support. This includes helping when your product comes to an end and even recommending suitable protection policies like life insurance or income protection." 

It is easy to get a zero-commitment consultation with Grayson Lewis Financial Planning (Photo: Nub News)

Oakham financial planners Grayson Lewis focus on making securing a mortgage easier, less stressful and more cost-effective for you. They access a broad range of lenders, offer personalised advice and help you through every step of the process so you can navigate the mortgage market with confidence. 

For an initial no obligation consultation, please feel free to get in touch with the team at Grayson Lewis through the following link Contact - Grayson Lewis.

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Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

We offer a comprehensive range of first charge mortgages from across the market that are made available to mortgage intermediaries for which we are paid a procuration fee by the lender.

Grayson Lewis Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products.

SJP Approved 07/03/2025

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